Atoa Pay for WooCommerce

Stop overpaying on every sale. Start getting paid the way your business deserves. Atoa Pay is the smarter payment plugin for UK businesses — combining Pay by Bank, card payments, Google Pay, and Apple Pay in one beautifully simple WooCommerce integration. Fewer fees. Faster money. Zero hassle. Pay by Bank — The Future of Checkout Your customers open their banking app, tap to approve, and they're done. No card numbers to type. No passwords to remember. Just a smooth, secure payment that lands in your account faster than any card ever could.

• Save up to 50% on fees — Open Banking payments skip the card networks entirely
• Instant or next-day settlement — your money arrives sooner, every time
• Zero chargebacks — bank-authorised payments eliminate fraud disputes for good

All major UK banks supported. Live bank logos shown at checkout automatically. Card, Google Pay & Apple Pay — All Included Give every customer their preferred way to pay. Atoa handles Visa, Mastercard, Google Pay, and Apple Pay alongside Pay by Bank — under one account, one dashboard, one API key. Up and Running in Minutes You'll need an Atoa account to get started. Sign up at dashboard.paywithatoa.co.uk

1. Grab your API key from the Atoa dashboard
2. Install and activate the plugin
3. Paste your key, choose your store, hit save — you're live

No developers. No complicated setup. No waiting. Everything Your Store Needs

• Classic & Block Checkout — works seamlessly with both
• Multi-store ready — manage multiple locations from one account
• Sandbox mode — test everything before going live
• Always in sync — automatic payment status checks so no order is ever lost

Trusted. Regulated. Secure. Atoa is an FCA-authorised UK Payment Institution (FRN #1007647), ISO-27001 and SOC2 certified. By installing Atoa Pay, you agree to our Terms of Service and Privacy Policy. Full documentation is available at docs.atoa.me.

Step 1 — Get your API key

1. Log in to your Atoa dashboard.
2. Go to Settings → API Access and generate a Production API key.
3. Copy the key — you'll need it in the next step.

Step 2 — Install the plugin

1. In your WordPress admin go to Plugins → Add New Plugin.
2. Search for Atoa Pay, click Install Now, then Activate.

Step 3 — Go live

1. Go to WooCommerce → Settings → Payments.
2. Click Manage next to Atoa – Pay by Bank App.
3. Paste your Access Secret, select your Store Location, and tick Enable this payment method.
4. Click Save changes.

To also accept card, Google Pay, and Apple Pay: click Manage next to Atoa – Pay by Card, enable it, and save.

Card payments must be active on your Atoa account. Contact hello@paywithatoa.co.uk if they are not yet enabled.

Testing: Enable Sandbox Mode on the Pay by Bank settings page to test without real transactions.

1.5.2

• Fix: Added missing banner-772x250 asset so banner displays correctly on WordPress.org
• Fix: Reduced tags to WordPress.org limit of 5; updated tag set for better discoverability
• Fix: Updated Tested up to WordPress 7.0.2 and WooCommerce 10.9.4

1.5.1

• Updated plugin listing description, screenshots, and store assets

1.5.0

• Feature: WooCommerce Block Checkout (Gutenberg/FSE) support for both Pay by Bank and Pay by Card
• Feature: Multi-store location selection with live dropdown, caching, and on-demand refresh
• Fix: Constructor initialisation order — credentials loaded before form fields so the store dropdown populates correctly
• Fix: Settings now save correctly on the settings page
• Fix: Store options only fetched on the gateway's own settings page

1.4.1

• Fix: Plugin logo display cleanup and asset versioning

1.4.0

• Fix: Webhook registration URL updated to the dedicated WooCommerce integration endpoint

1.3.0

• Fix: Webhook URL now syncs with Atoa automatically on every settings save
• Feature: V2 webhook signature verification via X-Atoa-Signature header
• Added: Webhook Signing Secret field in payment settings