Swipe Again — Failed Payment Recovery

Swipe Again recovers failed subscription payments for WooCommerce stores. When a renewal charge fails, most stores either give up or blast the same card again on a fixed schedule. Swipe Again runs a recovery system instead: decline-aware smart retries (timed to the reason the payment failed), plus branded email, SMS, and voice dunning that brings subscribers back to update their card — all measured so you can see exactly what was recovered. Retries run inside your store This plugin is the store-side half of Swipe Again. Failed renewals sync to your Swipe Again account; when a retry is due, the command comes back to this plugin and the charge executes locally through your store's own payment gateway — the same code path WooCommerce Subscriptions itself uses for renewals. That means every gateway works (Stripe, PayPal, WooPayments, Square, and the rest), and card data never leaves your gateway — Swipe Again never sees, stores, or transmits card numbers. What you get

• Decline-aware smart retries — soft declines (insufficient funds, do-not-honor, temporary holds) are retried on timings matched to the decline; hard declines (stolen card, invalid number) are never retried.
• Branded dunning — email, SMS, and voice sequences in your brand voice bring subscribers to a card-update page.
• 90-day backfill on connect — failed renewals from the last 90 days are pulled in automatically, so recovery starts on your backlog, not just tomorrow's failures.
• One owner per card — WooCommerce Subscriptions ships with its own retry system (off by default). If yours is on, Swipe Again stands down on any order WooCommerce is already retrying — or, with one click in this plugin's settings, hand retry ownership to Swipe Again and the native system turns off. No double charges, ever.
• Live recovery accounting — your recovered totals, right in WooCommerce → Swipe Again, straight from your Swipe Again account.
• The Swipe Again guarantee — 14-day free trial. Guarantee: if recovered revenue in your first 30 days is under $179, your next month is free. Measured on total recovered revenue while the service is active; terms on our website.

How it works

1. Install and activate this plugin.
2. Open WooCommerce → Swipe Again and click Connect to Swipe Again — you get a short pairing code.
3. Type the code in your Swipe Again account (Connect → WooCommerce). The plugin receives its secure key automatically — nothing to copy, no API keys to manage.
4. Choose who owns retries in Settings. Done.

Requirements

• WordPress 6.2+, PHP 7.4+, WooCommerce 8.0+
• WooCommerce Subscriptions (for subscription renewals)
• A Swipe Again account — $179/month flat after a 14-day free trial, no revenue share, no per-recovery fees

Privacy & the service This plugin connects your store to the Swipe Again service (app.swipeagain.com) — that connection is the product. It syncs: failed renewal order data (order id, amount, currency, gateway decline information, customer email/phone for dunning), subscription status changes, and recovery outcomes. It never syncs card numbers or full payment credentials. Syncing stops the moment you disconnect or uninstall. See the Swipe Again privacy policy at https://swipeagain.com/pages/privacy-policy and terms at https://swipeagain.com/pages/terms-of-service. The plugin is fully functional regardless of plan state: connecting, syncing, reporting, and executing retries are plugin functions and are never switched off by this plugin. Service levels (dunning sends, scheduling) follow your Swipe Again account's plan.

1.0.2

• Fix: plugin-check warnings cleanup, no behavior change.

1.0.0

• Initial release: pairing-code connection, failed-renewal sync for all gateways, in-store retry execution, 90-day backfill, native-retry coordination with stand-down, WP-Admin status and settings screens.