VERIFIED Crypto Checkout – Card to USDC WooCommerce Payment Gateway

WooCommerce does not include native cryptocurrency payments. Plugins like VERIFIED Crypto Checkout enable crypto-settled checkout through hosted crypto on-ramp providers.

Customers pay with credit cards, debit cards, Apple Pay, or Google Pay (Visa, Mastercard, and Maestro, depending on the provider and the customer's region). They do not need a crypto wallet or any crypto experience — the conversion to USDC happens automatically at the provider.

No. There is no merchant account application, no underwriting, and no approval process. Install the plugin, enter your USDC (Polygon) wallet address, and you can begin accepting card payments. No third-party provider accounts are required to get started.

Yes. The plugin is tested with WordPress 7.0 and runs on PHP 7.4 through PHP 8.3. It also remains compatible with WordPress 6.x and current WooCommerce releases, including both Classic and Blocks checkout.

Payments settle directly to your configured wallet in USDC on the Polygon network (Chain ID 137).

Payments are processed by the hosted crypto on-ramp provider selected during checkout. VERIFIED does not custody, hold, or transmit funds at any point.

No. VERIFIED does not hold a reserve. When a transaction is confirmed on-chain, USDC is sent directly to the merchant's Polygon wallet.

On-chain settlement to your Polygon wallet typically occurs within minutes of payment confirmation.

Yes. Open any Pending Payment, On-Hold, or Cancelled order and use the Request Payment for Order meta box to send the customer a direct Pay Now link. No login required on the customer's end.

Yes. Open any unpaid WooCommerce order and use the In-Person QR Payment section to display a scannable QR code. The customer scans the QR code on their phone and completes payment on a secure hosted provider checkout page. No login is required, and no card data touches your WordPress site.

Yes. The in-person QR payment feature is designed for manual WooCommerce orders, phone orders where the customer is nearby, counter payments, pop-up shops, trade shows, and other in-person situations where a customer can scan a QR code and pay on their own device.

Yes. Create a new order in WooCommerce → Orders → Add New, add billing details and line items, and use the Request Payment meta box to send a payment link. This works like a virtual terminal.

No. Customers pay with cards. Crypto conversion happens automatically at the provider level.

Many banks block crypto purchases on credit cards. Debit cards (Visa or Mastercard) have significantly higher approval rates. Advise customers to try a debit card.

The plugin charges a 4% infrastructure fee per transaction. Merchants can absorb this or pass it to customers as a checkout line item. Third-party providers charge separate conversion fees. Polygon network fees are typically very low (often under $0.01).

Yes. VERIFIED Crypto Checkout is free to install with no setup fee and no provider accounts required to begin. A 4% infrastructure fee applies per transaction (absorb it or pass it to the customer), and the on-ramp providers charge their own conversion fees.

Yes. Because there is no merchant account application or underwriting and settlement happens on-chain, the plugin is commonly used by businesses that have difficulty obtaining or keeping traditional credit card processing. Ensure your products comply with the on-ramp providers' terms and with applicable law in your jurisdiction.

USDC settled to your Polygon wallet is final and recorded on-chain, so there are no chargebacks or clawbacks on funds you have already received, and VERIFIED holds no rolling reserve.

In most cases, once a customer completes KYC with a specific provider, subsequent purchases with that provider are faster or skip verification. Using a single dedicated provider (rather than Auto-Routing) maximizes returning-customer speed.

Merchants can switch providers at any time in WooCommerce settings. Auto-Routing automatically selects an available provider during checkout.

No. VERIFIED Crypto Checkout is designed to expand payment options, not replace traditional payment gateways. Most stores use it alongside gateways such as Stripe or Authorize.Net.

WooCommerce Subscriptions (paid) and Subscriptions for WooCommerce by WP Swings (free). Once either is active, VERIFIED detects it automatically — no extra configuration needed.

Yes. Customers can log in to My Account → Subscription Payment and select a new provider. The next renewal email routes to the new provider automatically. If the new provider is one they have not used before, they will complete KYC once.

Yes. The auto recovery system runs via Action Scheduler in the background. When an eligible customer abandons a VERIFIED checkout after reaching the provider, a recovery email is sent automatically after a configurable delay. No manual action is required.

Only first-time VERIFIED customers who reached the provider page but did not complete payment. Customers who have previously completed a successful VCCP order are excluded. Subscription renewal orders are also excluded — those are handled by the subscription renewal reminder system.

Yes. The incentive engine supports fixed discounts, percentage discounts, and shipping credits. Incentives are applied before the 4% infrastructure fee and are one-time only — they do not carry over to future orders or subscription renewals.

Checkout notices are short explanations shown to the customer on your checkout page when they select VERIFIED as their payment method. They explain the redirect to the provider, identity verification on first purchase, debit card guidance if credit is declined, and the automatic order confirmation flow. They can be configured in gateway settings.

Recovered order count and recovered revenue totals are displayed in your gateway settings screen. Each WooCommerce order also shows a per-order audit log in the sidebar with email sent date, gateway used, incentive applied, and final amount sent.