ZEN.COM Payments for WooCommerce

ZEN.COM Payments for WooCommerce lets your store accept cards, digital wallets, buy now, pay later, prepaid, and the local methods your customers already use, like BLIK, Wero, MB WAY, and Swish. You choose how customers pay: send them to the ZEN.COM payment page, or show payment methods right inside your WooCommerce checkout. When customers can pay the way they know, fewer of them leave without buying. ZEN.COM is a European fintech company that provides payments and financial services for businesses and shoppers. It is licensed and regulated in the European Union (Lithuania), the United Kingdom, Singapore, and Hong Kong, with settlement in many currencies. With the WooCommerce plugin, you start accepting payments quickly and simply. Main features

• Choose your checkout flow. Send customers to the ZEN.COM payment page, or show payment methods right inside your WooCommerce checkout. You decide, and you can change it anytime.
• Every popular way to pay, in one plugin. Cards, digital wallets, buy now, pay later, prepaid, local methods and crypto.
• Let customers pay in their own currency. The Currency Conversion Service converts prices at checkout, so more shoppers finish the purchase.
• Simple setup. Add your ZEN.COM details and start selling. No development needed.

More features

• Fewer chargebacks and less fraud. 3D Secure adds an extra security check (SCA), so more real payments go through and fewer are disputed.
• Get paid outside your store. Payment links let you send a request by phone or email, for orders taken off the website.
• Cover your payment costs. Add an optional fee at checkout.
• Your brand on the payment page. Show your store's logo so customers see they are still buying from you, which builds trust.
• Order updates inside WooCommerce. Payment status is updated automatically on the matching order in your WooCommerce admin, so you always know what is paid.
• Do not lose the sale. If a payment fails, the customer can try again without creating a new order.
• Test before you go live. Try everything in a safe sandbox, then switch on real payments.

Why merchants choose ZEN.COM

• Wide payment coverage, one provider. One plugin covers most of the ways your customers want to pay, so you rarely need a second payment partner.
• Strong across Central and Eastern Europe. The local methods your customers expect, like BLIK, plus wide European reach, so you win more local shoppers.
• Flexible pricing. It fits your size and volume, so you pay in a way that works for your business.
• Room for more business models. ZEN.COM works with a wider range of businesses, including some that other providers turn away.
• Payments and banking together. Beyond checkout, ZEN.COM gives you a business account, so your sales and your money live in one place.
• More than getting paid. Send transfers, top up with crypto, make payouts, and exchange currencies (FX), all from the same account.

Payment methods ZEN.COM supports 100+ payment methods, including:

• Cards. Visa, Mastercard, Bancontact, UnionPay.
• Digital wallets. Apple Pay, Google Pay, PayPal, Skrill, Neteller, GCash, ZEN.COM Pay.
• Buy now, pay later and deferred payments. Klarna, PayPo, Twisto.
• Local methods and bank redirects. BLIK in Poland, Bizum in Spain, Wero, MB WAY in Portugal, and Swish in Sweden, plus direct redirects to 30+ banks across Europe.
• Prepaid and e-wallets. Paysafecard, Paysafecash, Webmoney.
• Regional methods for Latin America. Boleto, PIX, PSE, RedCompra, Redpagos, PagoEfectivo, Efecty, and local card processing.
• Cryptocurrencies. Bitcoin, Ethereum, Solana, and USDC, on the same payment page as cards.
• ZEN-native. PayByZen payment links, for taking payments outside the standard checkout.

Currencies The plugin supports 35 currencies, including EUR, GBP, PLN, USD, and CHF. Countries ZEN.COM accepts payments from customers in many countries. Global methods such as cards and digital wallets let you take orders from most markets. Getting started Create a ZEN.COM merchant account, install the plugin, and add your details in the WooCommerce admin. Test in the sandbox, then switch on real payments. Get started with ZEN.COM Payments for WooCommerce. External services This plugin relies on the ZEN.COM payment service to provide payment methods and process transactions. A ZEN.COM merchant account and integration credentials are required. Depending on the merchant's configuration and the payment flow selected by the customer, the plugin communicates with production or sandbox services operated by ZEN.COM. These services are used to retrieve available payment methods, initialize and manage transactions, process refunds, verify transaction statuses, render the secure card widget, and collect device information used for payment security and fraud prevention. The plugin connects to these ZEN.COM endpoints:

• https://api.zen.com and https://secure.zen.com/api/checkouts for production API and hosted checkout requests.
• https://api.zen-test.com and https://secure.zen-test.com/api/checkouts when sandbox mode is enabled.
• https://cdn-secure.zen.com/zen-checkout.1.0.0.js to load the secure card checkout widget when the embedded card flow is used.
• https://cdn-secure.zen.com/zen-web-collector.latest.js to collect browser and device information used for payment security when the embedded BLIK flow is used.

Data sent to ZEN.COM may include merchant credentials, order and transaction identifiers, order amount and currency, cart contents, billing and shipping information, customer contact information, return and notification URLs, and device or browser information collected by ZEN.COM payment scripts. Communication occurs when the merchant configures the integration, when payment methods are displayed, when a customer initiates or continues a ZEN.COM payment, or when the merchant manages a ZEN.COM transaction from WooCommerce.

• Service: ZEN.COM
• Integration documentation: ZEN.COM payment plugins
• Terms and conditions: ZEN.COM Terms and Conditions
• Privacy policy: ZEN.COM Privacy Policy

1. Install and activate WooCommerce.
2. Upload the plugin files to the /wp-content/plugins/zen-com-payments directory, or install the plugin through the WordPress Plugins screen.
3. Activate ZEN.COM Payments in the WordPress Plugins screen.
4. Go to WooCommerce > Settings > Payments and open the ZEN.COM payment method.
5. Enter the integration credentials from the ZEN.COM merchant panel.
6. Configure the payment presentation and order status mapping, then save the settings.
7. Test the integration in the sandbox before enabling live payments.

Information about integration credentials is available in the ZEN.COM documentation.

2.10.2

• Update the WordPress.org plugin description and product information.

2.10.1

• Fix issues reported during the WordPress.org review.

2.10.0

• Add originMerchantTransactionId using the WooCommerce order number.
• Adapt the module to WordPress.org Plugin Directory requirements.