Smallpay offers the Merchant the possibility of payments in installments on any purchase and to charge monthly each installment on the card of his client. It is possible to do this both for the operators of physical stores that access their account with Log-in and password, and for the owners of online shops who have downloaded the plugin and have activated it on their e-commerce site. All merchant's customers will only have to enter their credit card number in the check-out page for payment of the first installment; the installments following the first one will be debited automatically, on the same card, on the 5th of each month until the current installments are canceled